Chaperon's Support for
Your Banking Needs
Banking issues can be time-consuming and stressful.
That's why we offer a range of services to help you manage your businesses banking needs efficiently and effectively.
Funding Options:
We offer a variety of funding options to help you secure the capital you need for your business, including working capital, term loans, trade finance, refinance, rural and seasonal lending, project finance, construction finance/development lending, commercial property/investment lending, and non-bank lending alternatives.
Intelligent Bank Management:
Our team is experienced in financial negotiation of key facility terms, conditions, and security structure to ensure your banking package is the right fit for your business.
We can also help you improve your cash management and ensure you're being priced fairly on margins, foreign exchange, and line fees. Let us run your process, oversee bank reporting, and compliance monitoring to ensure you're on the right track.
Improving Your Bankability:
We offer independent credit assessments the Chaperon way, so you can communicate your business through a banker's lens, not just an accountant's.
We help identify and mitigate industry and business risks for your business, benchmark your metrics against others in the industry, and measure quantitative metrics over time. We also offer valuation, project, and investment analysis to support the quality of your assets.
Understanding Your Documents, Terms, and Commitments:
We help you understand the details of your loan structure, guaranteeing group, facility availability, conditions precedent and subsequent, subordination requirements, principal amortization, and tenor. We also provide support with key commercial terms for negotiation and offer assistance in understanding the security you provide.
We can help ensure that legal definitions are fair and reasonable, particularly around pricing and financial covenant calculation. Finally, we help you understand bank reporting requirements, negative undertakings, restrictions on running your business, distributing monies, and make sure your covenants are appropriately set with sufficient headroom.
Contact
Cameron Bagrie:
027 2909 844
cameron@chaperon.co.nz
Gordon Stuart:
027 2629 596
gordon@chaperon.co.nz
Dave Armstrong:
dave@chaperon.co.nz